No credit impact · Soft pull only · Real offer in 5 minutes
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<iframe src="https://californiabizfunder.com/california-funding-qualifier/embed/" width="100%" height="640" frameborder="0" style="border:1px solid #e5e7eb;border-radius:8px;"></iframe>
<p>Calculator by <a href="https://californiabizfunder.com/california-funding-qualifier/">California Biz Funder</a></p>
Common Questions
Is this an actual offer?
No — this is an estimate based on typical underwriting. Real offers depend on bank statement health, NSF history, time in business, and existing debt. Apply for a real offer with no credit impact.
Why does time in business matter?
Newer businesses (under 12 months) generally see smaller funding offers because there's less repayment history to underwrite against. Established businesses (24+ months) may see offers in the range of 1-4x monthly revenue, depending on bank statement health, NSF history, and existing debt service.
What if my FICO is below 500?
FICO under 500 case-by-case based on exceptional bank statement health. Most lenders cap at 500 minimum.
